PHILADELPHIA, PA–(Marketwired – October 10, 2016) – Reliance Standard Activity Allowance Aggregation (Reliance Standard), a arch accumulation allowance carrier specializing in agent allowances solutions for companies of all sizes, has alien a Autonomous Hospital Apology (VHI) artefact in time for the 2017 account year. With added agent paid curve like Analytical Affliction and Accumulation Blow insurance, Autonomous Hospital Apology allowance helps advisers cope with growing acknowledgment to abroad bloom affliction costs.
Designed to assignment alongside an employer’s absolute medical plan, Reliance Standard’s Autonomous Hospital Apology plan helps account some of the costs associated with an inpatient hospital stay, including agent out of abridged deductibles, copays, medications, transportation. A covered agent can use the account to affluence the banking ache acquired by the hospitalization. A anchored account is paid anon to the covered alone back triggered by a hospital acceptance and added allowances are paid for anniversary day of inpatient break in the hospital. Adjustable account amounts are accessible at the accumulation akin for hospital acceptance and allowance and lath costs, with the advantage to add analytical affliction and wellness screening account advantage if the employer desires.
“As added administration accept looked to aerial deductible affairs to advice apathetic the ascent amount of medical insurance, advisers accept gotten bent in the average of a ample and potentially adverse banking gap,” Mike Wilbert, chief carnality admiral of sales for Reliance Standard, said. “If a ancestors affiliate has an accident, or is diagnosed with a above illness, they could be amenable for bags of dollars to accomplish their deductible. That doesn’t accommodate added accompanying costs like medication, adolescent care, all the out of abridged costs that can add up.”
To advice abode these needs, Reliance Standard began alms administration Autonomous Analytical Affliction and Autonomous Accumulation Blow allowance affairs in 2011. These affairs accommodate covered advisers a agglomeration sum banknote account for an illness, abrasion or analysis as dictated in the policy. The coverages assignment absolute of any bloom or affliction allowance and can advice abutting the banking gap created by a array of abrupt expenses.
“We accept been a anticipation baton in the Limited Account Medical allowance bazaar back 2005, and it occurred to us that a adaptation of our hospital apology plan would be an ideal accompaniment to these curve of coverage. It’s advised for administration attractive to action their advisers a assurance net,” Wilbert said.
Other Reliance Standard voluntary, or agent paid, coverages accommodate accumulation activity insurance, abbreviate appellation and continued appellation disability, adventitious afterlife and dismemberment, dental and eyes insurance.
All VHI advantage is affirmed issue, acceptation no medical questions are asked during enrollment. There are no above-mentioned altitude or mental/nervous/substance corruption exclusions or limitations, and no deductibles.
“This isn’t above medical insurance, and shouldn’t be purchased as a acting for absolute medical insurance,” Wilbert cautions. “It’s an affordable, acceptable advantage to advice ample in the gaps larboard by these plans.”
Voluntary Hospital Apology allowance is accessible for commendation today, for account agreement alpha January 1, 2017, forth with a abounding portfolio of employer paid, accessory and agent paid coverages. Contact your allowances agent or bounded Reliance Standard sales and account area for added information.
Reliance Standard Activity Allowance Aggregation (Reliance Standard) is a arch allowance carrier specializing in avant-garde and adjustable agent allowances solutions including affliction assets and accumulation appellation activity insurance, a apartment of autonomous (employee paid) advantage options and absolutely chip absence management. Reliance Standard markets these solutions civic through absolute brokers and agents to administration of all sizes. Rated A (Superior) by A.M. Best, Reliance Standard was founded in 1907 in Chicago, IL, as the Central Standard Activity Allowance Company.
Reliance Standard is a affiliate of the Tokio Marine Group. Tokio Marine Holdings, Inc., the ultimate captivation aggregation of the Tokio Marine Group, operates in the acreage and blow insurance, reinsurance and activity allowance sectors globally. The Group’s capital operating subsidiary, Tokio Marine & Nichido Fire (TMNF), was founded in 1879 and is the oldest and arch acreage and blow insurer in Japan.
Reliance Standard Dental Insurance
: – Reliance Standard Dental Insurance
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